Without loans, it would be almost impossible to make some purchases. Financing is essential to making big purchases such as furniture, cars and houses. Otherwise, it would be nearly impossible to save all the money needed- especially when an unplanned need pops up suddenly.

However, even though loans are so important - it’s often difficult to secure them. At least, it’s difficult to secure a good loan. Often times lending companies want an arm and a leg, as well as charge high interest rates for loans, even ones for smaller purchases such as furniture. In fact, loan companies here in Jamaica are known to offer unsecured loans at exorbitant interest rates.

Where does that leave you? In the event that you need a loan, it can feel like you’re without a reliable option to receive financing for the items you want to purchase. In addition, finding a convenient way to get a loan is at the top of your list.

If these are your thoughts, you’re in the right place. Let’s discover how you can get reliable and convenient financing with CoolMarket.

Easy Financing: The CoolMarket Way

As an ecommerce company committed to providing the best online shopping experience for Jamaicans, we keep our finger on the pulse of the market we serve. It’s one of the things that allows us to provide shoppers with exactly what they need, when they need it.

What we discovered was this - many of our customers wanted to purchase items from us, but were restricted by their budget. Some even missed sales we had because they didn’t have the cash on hand. We wanted to fix that, and we did.

The CoolMarket team went to the drawing board, took all the factors into consideration and came up with the perfect solution to our shoppers’ need to finance their purchases. We call this solution Cool Financing, and for you it’s the most convenient way to get a loan to purchase what you want at competitive rates.

Cool Financing is possible through our sister company, Cool Loans. As one of Jamaica’s leading financing organizations, Cool Loans gives us the ability to finance your purchases easily with a quick approval process.

How Cool Financing Works

So, how does Cool Financing work? We’re Jamaica’s leading ecommerce company, so the first thing you can expect is that everything happens online! Without leaving the comfort of your home, you can access financing for anything you want to purchase on our site. You can get a loan from Cool Financing for as little as $10,000.

For example, what if you’ve seen one of our amazing Smart LED TVs, but, you don’t have all the cash on hand right now to pay for it? Here’s what you’ll need to do in order to finance your purchase. (It’s so simple, you won’t believe it.)

  • Log in to your CoolMarket account, then add your products to your cart. (You can finance multiple items at once.Click ‘Checkout.’
  • After entering your shipping address, select Cool Financing as your payment method.
  • Click ‘Next.’
  • Check your email address for details on how to complete your application for Cool Financing.
  • Once your application has been approved, your purchases will be delivered to your door.

Cool Financing makes it possible for you to purchase what you really want easily, without the hassle of getting a loan from a bank, credit union or microfinance agency. And with thousands of products available for purchase on our site, we’re sure you’ll find something that catches your eye.

What are you waiting for? We created Cool Financing especially for you, we can’t wait to see you use it!