Clickmarket Layaway Plan
What is Clickmarket Layaway Plan?
The Clickmarket Layaway Plan (CLP) allows you to secure your purchase by paying for it over time without having to worry about high interest rates and
exorbitant credit card fees. The plan provides shoppers with better control of their spend by making bite sized payments on a short term basis, interest free.
Layaway Payment Plan
|
Cost |
Term |
|
$10,000 - $30,000 |
6 Weeks |
|
Above $30,000 – $60,000 |
10 weeks |
|
Over $60,000 - $100,000 |
16 weeks |
|
Over 100,000 |
24 weeks |
CLP Benefits
- Online layaway made simple, easy and convenient.
- Multiple plans to choose from.
- Get what you want when you want it.
- No approval, reference letters or guarantors needed.
- Early payment bonus. Complete layaway payments early and qualify for a Cool Loan of up to $300,000*. *-proof of income required.
- Make payments online at Clickmarketonline.com or Island wide at select Cool Oasis Service Stations and Paymaster.
- Absolutely no threat of a bailiff!
- 2-day delivery Island wide once layaway payments have been completed.
FAQs
1. How long is a Clickmarket layaway contract?
Length of contract is dependent on the cost of the item and number of payment installments selected. Payments will not exceed 24 weeks.
Refer to Layaway payment plan below:
Payment Plan
|
Cost |
Term |
|
$10,000 - $30,000 |
6 Weeks |
|
Above $30,000 – $60,000 |
10 weeks |
|
Over $60,000 - $100,000 |
16 weeks |
|
Over 100,000 |
24 weeks |
2. Are there any fees?
There is a Service Fee (10% of purchase price) and a Cancellation Fee ($2500 or 25% of payments to date - whichever is greater). Both fees are
non-refundable.
3. Can I cancel a layaway contract?
Yes, you may cancel your layaway contract at any time after the first two payments. You will receive a refund of your payments made to date minus
the Service and Cancellation Fees. Cancellation Fee ($2500 or 25% of payments to date - whichever is greater)
4. Are all items available for layaway?
Only items that are available for layaway will be labelled as "Available for Layaway" on the individual product page.
5. When are my payments due?
Payments are due weekly/ monthly and is based on the number of installments selected at the date of purchase.
6. What if I miss a layaway payment?
Should you miss a payment date, you have a 5-day grace* period. After the grace period ends, your contract will be cancelled. A Cancellation Fee of
25% will be taken from payments already made. We urge you to make payments on time.
7. How will my refund be paid?
Refunds for cancelled layaway plans will be processed in the original form of payment used within 3 business days of cancellation
If you make a payment that is less than the minimum amount due, your payment due date is not advanced to the next payment. You are still obligated
to fulfill the rest of the current payment balance before advancing to your next payment due date.
8. Is there a penalty for completing my contract early?
There will be no penalty for early payment. We encourage you to pay off early to begin enjoying the benefits of your new purchase ahead of your original
payment date.
9. Where can I make my payments?
Payments can be made at Clickmarket BNS account (MZ Holdings Limited, AC #601663, Ocho Rios branch), Paymaster, select Cool Oasis Service Stations
or you may register for a CPay account and add funds at any Paymaster. Sign up for CPAY account https://affiliate.coolcorp.com/cpay/Register.aspx or contact
a Clickmarket representative for more details.
10. Do you have a reward for early payout?
We certainly do! Once you complete your payment ahead of time, you will be prequalified for a Cool Loan of up to $300,000 based on proof of affordability.
11. What happens if the price of item changes after I have put it on layaway?
Should the price increase or decrease, you will not be required to adjust the amounts agreed.
12. What happens after I have completed payments?
A Clickmarket representative will make contact you to make arrangements for delivery to your home or the address of your choice.